Pendara is the expense tracker built for real life: money you've lent to family, budgets that actually warn you, and a household's worth of spending in one place. No ads. Free to use — Pro optional.
The redesigned app — rebuilt live, in the new look.
Track money you've lent or borrowed, log repayments, and get notified the moment a loan goes overdue.
Track money you've lent or borrowed, log repayments, and get notified the moment a loan goes overdue.
Track each family member's spending in their own space, or tag any expense to a family member.
Net worth, savings rate, and a full category breakdown — see where your money actually goes.
Monthly, weekly, or biweekly — match the period to how you actually get paid, with an alert before you go over.
Pick a category, type an amount, done — no fumbling through menus mid-checkout.
Log expenses with zero connection. Everything syncs the moment you're back online.
Net worth, savings rate, and a full category breakdown — everything you need to see where your money actually goes, at a glance.
Monthly, weekly, or biweekly — set the period that matches how you actually get paid and spend, with an alert before you go over.
Accounts, loans, and your family's spending — not scattered across three different apps.
Built around the things generic trackers ignore.
Track money you've lent or borrowed, log repayments, and get notified the moment a loan goes overdue — so it never becomes an awkward conversation.
Net worth
Rs 182,400.00
Excludes Rs 244,629.29 held in funds
Collected
Rs 301,954.29
Paid out
Rs 57,325.00
Collecting for a masjid, a madrissa or a committee? That money sits in your account, but it was never yours. Pendara keeps it out of your net worth, so the number you see is what you actually own.
Give each family member their own space to track spending, or tag any expense to a family member — everyone's money, organised in one place without stepping on each other's data.
No ad SDK, and we never sell your data. Pendara is free to use; Pendara Pro is optional — and it's what funds keeping the app ad-free.
Allows users to log financial data entirely offline and automatically syncs it across devices once an internet connection is restored. True reliability when you need it most, ensuring your financial tracking never stops because of a bad connection.
Photograph a receipt, speak an expense, or ask in plain language — Pro proposes the entry for one-tap confirmation. Quantity caps come off too: accounts, budgets, loans, funds, and books scale with you.
Monthly or yearly via Google Play — same benefits, only the billing differs. Free to use; Pro optional. Full Pro list
You
How much did I spend on groceries this month?
Assistant
Rs 18,400 across 14 transactions. Milk was last Rs 210 at Al-Fatah.
Yes. Pendara is free to use and ad-free. Core tracking — accounts, transactions, budgets, loans, funds, and more — works without paying. Pendara Pro is optional and unlocks AI helpers, removes quantity caps (for example budgets are limited to 5 on free), and funds keeping the app ad-free.
Pendara AI (ask in plain language and confirm proposed changes), AI receipt and bank-slip scan, voice entry, receipt attachments, Excel/PDF/workbook exports and CSV import, the Reports calendar heatmap, cash-flow forecast, live metal rates, Zakat history, multi-currency views, multiple books, fuller on-device backups, and a customisable More menu — plus every free-tier quantity cap removed. See the full feature reference.
Everything in the free product, with these caps per book unless noted: 3 accounts, 20 custom categories, 5 budgets per month, 3 savings goals, 3 recurring rules, 1 book. Across the account: 25 loans+debts, 1 fund, 5 assets, 1 committee, 5 contacts (household members unlimited). AI starts with lifetime free allowances (10 questions, 3 receipt scans, 3 voice entries). Plain CSV export of your own transactions stays free.
Both plans unlock the same Pro benefits — only billing differs. Both are Google Play subscriptions that renew until you cancel. Lifetime is no longer sold; earlier lifetime purchases keep working and never expire.
Manage or cancel a subscription in Google Play (Play Store → profile → Payments & subscriptions). Earlier lifetime purchases never expire. Restoring purchases is available in the app under Pro / Settings.
Yes. You can log expenses fully offline. Your data syncs automatically the next time you're back online.
Yes. Pendara has dedicated loan and debt tracking, and it notifies you the moment a loan becomes overdue.
Yes. Each family member can have their own space for tracking spending, or you can tag any expense to a specific family member while keeping everything in one account.
Pendara supports 10 currencies including PKR, USD, EUR, GBP, SAR, AED, INR, CAD, AUD, and JPY.
Your data is stored in Firebase and access is scoped so only you can read or write your own data. Pendara also offers an optional biometric app lock, and your data is never sold.
You can delete your account instantly from Profile in the app, or request deletion by email. See the Delete Account page for details.
Yes. Pendara supports monthly, weekly, and biweekly budgets, multiple accounts (cash, bank, card, investment), and — on Pro — multiple ledgers for personal, business, or household finances.
Bug report, feature request, or just a thought — we read everything.